7 Structured Settlement Companies

structured settlement companies

Annuity and Settlement Purchasers

A Settlement is an official agreement intended to resolve a dispute or conflict.

A Structured Settlement is a legal settlement paid out as an annuity rather than in a lump sum, usually with certain tax advantages for the recipient and a savings for the payer.

Structured settlements don’t just settle the claim; they do so in a way that meets all of the parties needs.

Consider the following scenario:

When you are seriously injured in a car accident, you may be entitled to big money as the result of a lawsuit. If your claim is successful and get a judgment in your favor, one way to get the money, is in the form of a structured settlement. Another option is to take the money in one go or lump-sum payment and start your own investment program.

In a structured settlement, you receive payments from a lawsuit, as a personal injury award, for an extended period of time. The settlement amount is typically used to purchase an annuity.

Annuities are investment products sold by insurance companies that provide tax-free regular payments based on the age of the annuitant and the amount of the settlement. A structured settlement ensures that the pensioner will receive a guaranteed income for a predetermined period of time.

You have a structured settlement but you need cash now! What do you do?

In regard to your concern, another market has evolved around structured settlements that permits consumers to sell all or part of their payments to Structured Settlement Companies or Settlement Buyers.

Can you receive future payments in one lump sum?

Yes, you often can.

These structured settlement companies, pay the consumer a lump sum in return. This may not be relevant to you, but the structured settlement companies who make the lump sum offer presume that you don’t actually understand discounted present value of future cash flows and try to buy your settlement for less than the going rate.

Structured settlement companies has several factors that make them a good option for those who would prefer lump sums of money over regular payments like:

  • No hidden fees
  • Fast quotes
  • Quick payments
  • Customer services
  • Educational resources
  • How long has the company been in business?
  • What is the Better Business Bureau rating for that company?

Inclusion on this list is not an endorsement of any company.

Top 7 Structured Settlement Companies For You

FAIRFIELD FUNDING
Phone: (855) 781-8918
www.fairfieldfunding.com
Services Offered: Structured settlement purchaser – Structured settlement payments.

J.G. WENTWORTH
Phone: (855) 875-0672
www.jgwentworth.com
Services Offered: Structured Settlement Payment Purchasing.

PEACHTREE SETTLEMENT FUNDING
Phone: (844) 260-8918
www.peachtreefinancial.com
Services Offered: Structured Settlement Buyer – Turn smaller payments into a larger lump sum.

STONE STREET CAPITAL
Phone: (866)-859-1128
www.stonestreet.com
Services Offered: Structured Settlement Company – Cash advances for structured settlement, annuity, and lottery prize payments.

SETTLEMENT CAPITAL CORP.
Phone: (800)-959-0018
settle4cash.com
Services Offered: Structured Settlement Company – Wants to Buy Your Structured Settlement for Cash.

CBC SETTLEMENT FUNDING
Phone: (877)-386-3377
cbcsettlementfunding.com
Services Offered: Structured Settlement Purchaser – Can provide you with a settlement cash advance for all or part of your structured settlement.

WOODBRIDGE STRUCTURED FUNDING
Phone: (800)-708-0422
www.woodbridgeinvestments.com
Services Offered: The Structured Settlement Company for Your Financial Needs – Specializes in future payments, helping clients sell a range of future payments, including, Annuities Jackpot winnings, Lottery winnings, Structured settlement payments.

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